La biometría y la autenticación multifactor

Online products and services users do not use strong password techniques. At least, they don’t do in a majority. And that is a fact. Consumers are not comfortable with passwords, and even worse, they do not use them correctly. The most popular password in the world remains “123456”, along with phrases such as “password”, “12345678” or “qwerty”. One third of users do not protect their samrtphones with a password or a pattern, according to a recent study made public by McAfee . And that’s not all: More than half (55%) of the users have shared codes to unlock their mobile devices with other people; more than ten percent used the same password for all of their devices, and 15% keep their passwords on stored on their mobile device, without any means of protection such as a password manager.

Perhaps because of this, companies are beginning to adapt advanced authentication technologies, to add a layer of security and improve the confidence of customers, partners and shareholders. More and more companies from all economic sectors are begining to adopt multifactor authentication within their transactions. In a recent study made by multinational consulting firm PricewaterhouseCoopers, more than half (57 percent) of companies surveyed said they use biometric authentication for its customers in their platforms.

User experience is key

Surveyed reports that advanced authentication technologies -such as biometrics- increase consumer confidence and improve user experience by providing reliable, safe and especially user -friendly, authentication methods.

Biometric systems, when used in combination with other security systems gather security, ease of use, availability and convenience.

These technologies not only make it easier for user authentication, but also help to strengthen data’s overall security. In fact, 46% of organizations employing advanced authentication report making safer online transactions.

Banking, Fintech and eCommerce

Among other activities, online commerce, banking and Fintech, may be the major beneficiaries of these multifactor combined systems, according to Computerworld. Traditional banking and new Fintech companies are naturally concerned about security breaches of their existing mobile payment systems, and therefore demand more security. In fact, they are already betting on biometric solutions that integrate different procedures to identify the buyer, such as face, voice, handwitten signature or behavioural recognition systems; using them with combined with traditional security systems like PINs, phisical keys or passwords. Biometric recognition systems will be vital when implementing upcoming systems for processes such as online onboarding.

Gradiant Biometrics

Gradiant Biometrics team holds more than ten years of experience in biometrics research, and has achieved remarkable success in transferring our technologies to market sectors such as Banking, eHealth and Security.

We strongly believe that the key to success in the development of a biometric system is linked to three concepts: safety, comfort and availability, so we integrate these three principles in all our developments.

Following this philosophy, Gradiant offers its biometric technologies for mobile devices in three complementary ways: face, voice and signature recognition. All three versions can be used separately or combined, to enhance their safety and effectiveness.