Gradiant and Toqio Move Forward in the Final Phase of Their Strategic Partnership

Toqio alliance partners meet in Madrid to consolidate progress and define next steps in the final phase

The collaboration between Gradiant and Toqio is developing technology to modernize financial management through an advanced data architecture

Today, Toqio’s headquarters in Madrid hosted a key working session to advance the initiative developed in collaboration with Gradiant, within the framework of the 2021 Public-Private Partnership (CPP) Projects call by the Spanish State Research Agency (AEI). With the project set to conclude in two months, the meeting served to review progress, assess achieved objectives, and set priorities for the final stretch.

Progress and Evaluation of Completed Work

The partnership aims to transform Toqio’s financial management through an advanced data architecture, optimizing data quality, traceability, and governance. This will enable the fintech company to enhance decision-making and strengthen its competitiveness in the sector.

During the session, progress in integrating advanced data technologies was analyzed, ensuring reliability and efficiency in Toqio’s financial processes. The final architecture of the data lake was also consolidated, and results from credit scoring models were evaluated—key aspects for the company’s future strategy.

The event gathered a multidisciplinary team from both organizations. Their collaborative work identified remaining challenges, defined strategies, and planned the next steps leading to the conclusion of this Toqio alliance. Key deadlines were set to complete the technology integration and ensure a smooth transition to the new data lake infrastructure.

Toqio: A Data-Driven Fintech

Thanks to its collaboration with Gradiant, Toqio is implementing advanced solutions in data quality, observability, and machine learning for fraud detection, credit scoring, and customer retention.

According to Toqio’s technical leads, “this partnership is helping us tackle key data management challenges in the fintech sector, equipping Toqio with a modern and efficient infrastructure.”

With the final phase now underway, the coming weeks will see the consolidation of progress, integrating the new data architecture into Toqio’s day-to-day operations. The commitment of both teams underscores their dedication to innovation as a driving force for transformation in the financial sector.

Proyecto CPP2021-008971 financiado por MICIU/AEI/10.13039/501100011033 y por la Unión Europea NextGenerationEU/ PRTR